Personal Injury
Invoking the Appraisal Clause: A Homeowner's Secret Weapon Against Low Property Damage Settlements in Illinois
When an insurer's damage estimate falls far short of what repairs actually cost, many Illinois homeowners assume litigation is their only option. In reality, most standard homeowners policies contain an appraisal clause that offers a faster, more affordable path to a fair settlement. Understanding how to invoke this provision—and how to use it strategically—can mean the difference between recovering your full losses and absorbing a shortfall that runs into the tens of thousands of dollars.
